Haliimo: Do you smoke?
Faarah: Yes
Haliimo: How many packs a day?
Faarah: 3 packs
Haliimo: How much per pack
Faarah: $10.00
Haliimo: And how long have you
been smoking?
Faarah: 15 years
Haliimo: So 1 pack cost $10.00 and
you have 3 packs a day which
puts your spending each month
at
$900.
In one year, it would be
$10,800 correct?
Faarah: Correct
Haliimo: If in 1 year you spend
$10,800 not accounting for
inflation, the past 15 years
puts your spending at
$162,000 correct?
Faarah: Correct
Haliimo: Do you know that if
you hadn't smoked, that money
could have been put in
a step-up interest savings
account and after accounting
for compound interest for the
past 15 years,
you could have now bought a
Ferrari?
Faarah: Do you smoke?
Haliimo: No
Faarah: Where's your Ferrari
then?
Yah where is her Ferrari?




